With the holiday season right around the corner, it’s time to plan out your shopping and gift-giving road map for this year. Due to COVID-19 challenges, budgets may look at a little different, as will the way we shop, so having a plan is even more important this year.
Centers Choice Home Care has five tips to set your holiday shopping budget and save some cash along the way.
- Stick to the Budget
List out all of your holiday-related expenses, including decorations, cards, postage, and—of course—gifts. Once you have your plan, stick to it so there are no surprises on your credit card bill come January!
- Shop Local Where You Can
Even if you can’t go in stores this season, many local merchants will accept online orders or ones over the phone, and then you can pick them up curbside without having to step foot inside the store. Helping small businesses in your area is vital for the local economy.
- See if You Can Cut Any Other Expenses
If your holiday spending budget is coming in a little higher than you’d like, review your usual monthly budget to see if there’s anything you can trim from for the next couple of months.
- Shop as Soon as You Can
Traditional Black Friday sales aren’t taking place this year, and retailers aren’t waiting to start discounting items on Cyber Monday. Keep an eye out online for deals each day.
- Offer Gifts of Service
If you can help someone—especially an elderly friend or relative—by doing a home improvement project or even cooking dinner for them, that is a very nice gesture that’s easy on the pocketbook.
To learn more about Centers Choice Home Care and all the services they offer, visit CentersChoice.com.